Now We Can Do UPI based Payments Through WhatsApp !



WhatsApp introduced payments feature in india which will allows us to send money to our contacts through WhatsApp. We can send money to WhatsApp users as well as to other merchant accounts. This feature is now only to the beta users of WhatsApp version 2.18.47.

Beta users found this feature is live and they can choose the large list of supported banks which is displaying in the WhatsApp. But this feature is available to the limited users of beta only.
The WhatsApp Payments feature is presently on the market to restricted users in india. The new feature integrates with Unified Payments Interface (UPI). this will also mean that WhatsApp may begin competitory with Paytm, Google Tez, PhonePe, MobiKwik and alternative wallet firms. although the WhatsApp Payments are going to be restricted to peer-to-peer payment and will not initially offer merchant payment.
Once you update the WhatsApp to the 2.18.47 version, then we should do the following things to send the money to the others.

Steps to Send Money using WhatsApp payments:

1. You should be a Beta user of the WhatsApp Application.
2. Upate the WhatsApp to the version 2.18.47.
3. Click on the settings icon of WhatsApp.
4. Then we can see the option called Payments and click on it.
5. Now it will ask you to accept the terms and conditions, so accept it.
6. Then WhatsApp will send you a OTP to verify your mobile number.
7. Then it will asks you to choose the Bank.
8. If your mobile number is already linked to your bank, then it will ask you to choose
Otherwise choose the bank and add the debit card information.
9. We can link one or more bank accounts to send the money to the WhatsApp users.
10. Choose the contact member to whom you want to send money.
11. That opposite contact person also should be the Beta user of the WhatsApp (right now this feature is only to the Beta users, so).
12. Tab on the attachment icon and then we can see Payment option.
      13. Click on the Payment option
      14. Enter the money, how much you want to send and click pay.

Known for early WhatsApp leaks, WABetainfo points out that the Airtel users in Asian nation have principally seen the new feature. "Don't worry. If you haven't the Payment possibility in WhatsApp, you've got to attend. The roll out is incredibly slow and it's going to be necessary in some unspecified time in the future, 2 days or additionally weeks. i do not apprehend if this can be a coincidence however looks several Indian users with the "Airtel" Carrier have Payments in WhatsApp," WABetainfo aforementioned in a very tweet.
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About Satya

Satya is an IAM Engineer and the Editor of Techstotle.com. He possesses a deep passion for Identity and Access Management (IAM) technologies, with a particular focus on PingFederate and PingAM. Satya is dedicated to demystifying these complex technologies and making them accessible to a wider audience. Techstotle.com serves as a one-stop shop for the latest IAM insights, featuring comprehensive tutorials on PingFederate and PingAM. Join Satya on this journey of tech exploration as he empowers you to navigate the ever-evolving world of IAM.

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